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图／安省政府 安省省长韦恩（右）和财政厅长苏善民步入省议会
安省政府今日（週一）公佈，对于合乎资格的首次置业者，省府动议将现行的土地转让税退款最高倍增至4,000元。
这个动议的详情，见载于财政厅长苏善民今日在省议会提交的《2016年度安省经济前瞻及财政检讨 》（2016 Ontario Economic Outlook and Fiscal Review）中。一经通过，倍增的土地转让税退款将由2017年1月1日起生效，也就是说，首次置业者的头368,000元的成本不用缴付土地转让税。
据省政府估计，一半以上的首次置业者将能享受这项土地转让税退款。2015年，安省首次置业者买房的房价均价为37万5千元。
安省政府规定，能享受土地转让税退款的仅限于加拿大公民和永久居民。在购买物业后的18个月内成为加拿大公民或永久公民的人士也可以申请这项退款。
对200百万元以上的独立屋、半独立屋、镇屋和共管公寓的交易，省政府动议将土地转让费从2%增加到2.5%。
2015年，安省99%的独立屋交易价格在200万元以下。
不过，安省政府没有效仿不列颠哥伦比亚省政府在抑制房价上的做法：对外国买家增税。
据《环球邮报》报道，满地可银行Capital Markets资深经济学家 Benjamin Reitzes认为：“对多伦多以及周边地区飙升的房价而言，对不断恶化的购买力而言，这仅仅是杯水车薪，如果说有什么效果的话，这是火上加油。”
据《财经邮报》报道，加拿大帝国商业银行副首席经济学家 Benjamin Tal认为，这些税务上的改变对房地产市场的影响不大。
他对 《财经邮报》说：“他们（省政府）不想碰外国买家。让我们观察下六个月市场的情况。如果销售仍大幅增长，他们有可能重新考虑。“
附：
As of January 1, 2017, the Ontario government is proposing to increase LTT rates on the portion of the value of consideration:
Above $2 million, for transfers of one or two single-family residences, such as detached and semi-detached homes, townhomes and condominiums, to 2.5 per cent from two per cent.
Above $400,000, for all other types of property, such as commercial, industrial, multi-residential and agricultural properties, to two per cent from 1.5 per cent.
Current and Proposed Rates
Current and proposed rates for properties with one or two single-family residences:
On the Portion of the Purchase Price Current Rates Proposed Rates
Up to and including $55,000 0.5% 0.5%
Over $55,000 up to $250,000 1.0% 1.0%
Over $250,000 up to $400,000 1.5% 1.5%
Over $400,000 up to $2,000,000 2.0% 2.0%
Over $2,000,000 2.0% 2.5%
Current and proposed rates for other types of properties:
On the Portion of the Purchase Price Current Rates Proposed Rates
Up to and including $55,000 0.5% 0.5%
Over $55,000 up to $250,000 1.0% 1.0%
Over $250,000 up to $400,000 1.5% 1.5%
Over $400,000 1.5% 2.0%
Frequently Asked Questions about the Refund for First-time Homebuyers
I inherited my mother's home. I did not buy it. Do I qualify for the first-time homebuyers refund on another home I am buying?
To claim a refund, you cannot have owned a home, or an interest in a home, anywhere in the world. Previous ownership in a home means you do not qualify for the land transfer tax first-time homebuyers refund. The method of acquiring the home (e.g., purchase, gift or through an inheritance) is not relevant.
My mom/dad is also on title to my property at the insistence of the bank. Do I qualify for the first-time homebuyers refund?
In this situation, where a parent is also on title to a child’s property, it will be necessary to pay land transfer tax at the time of registration and apply for a refund from the Ministry of Finance.
If the parent did not acquire a beneficial interest in the property as a result of the conveyance :
the ministry will accept the fact that the parent was on title as a trustee for the child, and
the child would qualify for the newly constructed home refund, provided that evidence of the trust is submitted (e.g., a letter from the bank confirming that the parent is on title for mortgage purposes).
Read on: Conveyances involving trusts
My partner and I are buying a home together. I have owned a home, but he has not. Does he qualify for the first-time homebuyers refund?
Your partner's eligibility for a refund depends on whether you are spouses as defined in section 29 of the Family Law Act.
For land transfer tax purposes, spouse means either of two persons who are married to each other, or who are not married to each other and have cohabited:
continuously for a period of not less than three years; or
in a relationship of some permanence, if they are the natural or adoptive parents of a child.
If you are not spouses, then your partner may claim a refund based on his/her interest acquired in the home.
If you are not spouses, then your partner may claim a refund based on his interest acquired in the home.
If you are spouses, your partner may claim a refund up to the maximum of $2,000 (you can claim the refund for your interest and your partner’s interest), as long as you did not own a home while you were each other's spouse. If you did own the home while you were spouses of each other, then your partner does not qualify for a refund even if you did not live in the house together.
(Source: Government of Ontario)
相关链接：
Ontario increases tax refund for first-time home buyers
Ontario gives rebates to first-time buyers, penalizes wealthy and leaves out foreigners
5年內全球未擁有物業 始符首次置業者資格 夫妻是一體不能單獨算
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